WHAT DO GUARANTEED MORTGAGE APPROVALS SPECIALISE IN ?
Guaranteed Mortgage Approval Specialse in Mortgages, Loans and Remortgages.
I HAVE LITTLE OR NO EQUITY IN MY PROPERTY. CAN I STILL APPLY FOR A LOAN?
Yes you can. We have plans available you need to contact us. Just fill in the form and we will do the rest
ARE THERE ANY RESTRICTIONS ON WHAT THE LOAN CAN BE USED FOR?
No, you can use the money from your loan for virtually any purpose. The choice is yours. The majority of our customers clear some or all of their existing credit so as to reduce their monthly outgoings to just one, more manageable monthly payment.
Quite often they also raise additional cash, to buy a new car or carry out some home improvements, and, remember, with cash in hand, you can often negotiate attractive deals when buying.
HOW MUCH WILL MY LOAN COST?
That depends on how much you wish to borrow, and the time period that you choose to repay it over. The best thing to do is fill in the Quick Quote Form to get a better idea.
WHAT INTEREST RATE WILL I BE CHARGED FOR MY LOAN?
It is difficult to say what interest rate your loan will attract, as all loans are assessed on personal circumstances. The best thing to do is fill in the Quick Quote Form to get a better idea.
WHAT INTEREST RATE WILL I BE CHARGED FOR MY MORTGAGE?
It is difficult to say what interest rate your mortgage will attract, as all mortgages are assessed on personal circumstances & your choice of products & repayment methods. The best thing to do is fill in the Quick Quote Form to get a better idea.
WILL MY ENQUIRY BE TREATED IN CONFIDENCE?
Absolutely. We treat every enquiry in the strictest confidence. We pride ourselves in our confidentiality. Our approved agent's are members of the Finance Industry Standards Association (FISA) and also registered under the Data Protection Act (DPA). They all adhere to the confidentiality guidelines set out by FISA, as well as the letter of the law from the Data Protection Register, The Consumer Credit Act (CCA) and the Financial Services Authority (FSA).
WILL YOU CONTACT MY EMPLOYER?
No. We would never contact them without your consent. If you have any pay slips and/or a P60, this will certainly not be necessary. If you cannot produce pay slips, we may ask your permission to obtain a brief reference from your employer, purely asking them to confirm your position, length in employment and your annual salary. We will not supply them with any details of your loan Enquiry.
I'VE HAD FINANCIAL PROBLEMS IN THE PAST. CAN YOU STILL HELP?
Our financial expertise means we can even help if you've had problems keeping up payments in the past. We can arrange loans even if you have poor credit rating, have arrears or a county court judgement (CCJ) against you. In certain cases, but not always, an alternative interest rate may be offered. But it costs nothing to find out what we can offer you.
I'M WORRIED ABOUT MISSING PAYMENTS DUE TO BECOMING ILL OR BEING MADE REDUNDANT?
Insurance Protection may be available on some plans to offer peace of mind to borrowers. Subject to status - ask for details.
CAN I BORROW AGAIN IN THE FUTURE?
Of course. As long as you've maintained your regular payments, you could borrow more – even if you haven't completed your original loan. Just give us a call and we'll gladly provide a quotation for a further advance.
CAN I FINISH THE LOAN EARLY?
No problem. If you can afford to repay the loan before the anticipated completion date, it's to your advantage. The lender will calculate the outstanding balance in line with the requirements of the Consumer Credit Act 1974. Or where it falls outside of the Act, this could be subject to any early repayment charge by the lender.
I'M SELF-EMPLOYED. AM I STILL ELIGIBLE?
Most certainly. Generally, we'd like to see two years' accounts, but even without trading accounts we can often arrange loans.
WHAT IF I MOVE HOUSE?
Loans which are secured on the property are simply paid off from the proceeds of the sale. But sometimes we can transfer the loan to your new property, Just let us know if you're about to move and we'll advise you on your options.
I HAVE NOT BEEN WITH MY CURRENT EMPLOYER VERY LONG. AM I STILL ELIGIBLE?
You are, generally we like to see 3 consecutive pay slips, but even without these we can often arrange loans
This internet site is directed to UK residents only. You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this internet site. Please ensure you read our User Terms, Terms of business and Privacy statement. guaranteedmortgageapprovals.co.uk is a trading style of Keith Davies. 16 Osborne st, Bredbury, Stockport. Sk6 2bt. This website is produced for information only and does not constitute or offer advice